Newsletters

According to a recent survey, 60% of Americans do not periodically review their policy--they wait until filing a claim.
Source: National Association of Insurance Commissioners, 2009

What's covered by my homeowners policy? How much liability insurance do I need? What's the best way to take an inventory of my home?

Our newsletter articles are designed to provide helpful information on a wide range of timely topics. Simply click on one of the headlines below and the full article will appear. And keep checking month after month. You never know what story may address your individual situation.

  • September

    The Ins and Outs of Auto Theft Coverage
    Coverage for auto theft is included in the comprehensive section of an auto insurance policy, but some owners opt out of this protection, especially when their vehicles are old. Read about facts to consider that can help protect your auto and even its valuable components.

    Insuring Your Home-Based Business
    Many people who have a home-based business assume that their homeowners insurance will provide broad coverage, but this misconception can leave them open to a considerable amount of risk. An in-home business policy is tailor-made for businesses that operate out of a residence.

  • August

    Even College Students Need to Be Adequately Insured
    Before sending your son or daughter off to college, consider reviewing your homeowners and auto insurance policies to determine whether your newly independent student would be insured against a costly loss. A separate renters policy may also be something to consider if your child leases an off-campus apartment.

    Don't Let Burglars Ruin Your Summer Fun
    Most burglaries occur in July and August when families are out of town enjoying their summer escapes. Here are some preventative measures to help safeguard personal property and home security while you're away.

  • July

    Be Aware of Common Coverage Gaps
    Even with a comprehensive homeowners policy, there may be some gaps in coverage. For some events, you may be able to purchase riders or separate policies; others may involve higher premiums or may not be covered at all.

    Boat Policies Ensure Fun on the Water
    Thousands of boating accidents are reported every year. Here are some points to know about boating insurance if you currently own or hope to buy watercraft in the future.

  • June

    Easy Riders: Insurance for Motorcycle Owners
    Trends and safety issues associated with motorcycle riding and how to help protect yourself both physically and financially when you’re two-wheeling.

    Homebuyers Should Explore Insurance Matters
    When considering the financial ramifications of a home purchase, an important consideration is the price and availability of homeowners insurance.

  • March

    Watch Out for "Staged Accidents"
    Between 2008 and 2009, insurers reported a 34% increase in staged and caused accidents, which can range from frustrating to dangerous for drivers who fall victim to these financially motivated crimes.

    Earthquake Insurance: What You Should Know
    Images of the widespread damage caused by the 7.0-magnitude quake that occurred in Haiti on January 12, 2010, provide an unsettling reminder of nature power. But the fact is that many areas of the United States are potentially at risk of a major earthquake.

  • February

    Weak Housing Market Causes Insurance Concerns
    There are a number of insurance issues for homeowners to consider when they are forced to leave a home unoccupied or rent it out to new tenants.

    Like It or Not: Credit Ratings Can Affect Insurance Rates
    Some people might be surprised to learn that an eroding credit history can also cause a rise in their auto and homeowners insurance premiums.

  • November

    Cut Out Distracted Driving for Safety’s Sake
    Common sense tells us that turning our attention to other tasks while driving can be perilous. Unfortunately, current statistics suggest that many people continue to drive while distracted, regardless of the clear danger.

    Seasonal Hazards Strike Year-Round
    For safety’s sake, it’s good to know which months are most active for weather-related emergencies in your area. However, it’s important to remember that your home and belongings are always at risk of sustaining some type of expensive or even catastrophic damage — weather-related or otherwise — regardless of the season.

  • October

    Who Needs Flood Insurance? Maybe You
    Many people are surprised to hear that most property insurance policies do not cover flood damage. Does your policy cover floods?

    An Extra Layer of Protection
    Regardless of how carefully you live your life, there is simply no way to eliminate the possibility that someone could file a lawsuit against you.